The state of Ohio has a few different types of car insurance, and the type you choose will depend on how much coverage you want.
Ohio also has a variety of laws about what kind of insurance you need to have, and what happens if you don't have it.
Ohio is one of the few states that requires drivers to carry liability insurance. This type of insurance covers damage to other people's property, as well as medical expenses for injuries sustained in an accident.
The state also requires drivers to carry bodily injury liability coverage, which pays for damages resulting from injuries caused by the driver's negligence or recklessness.
Drivers in Ohio must also carry personal injury protection (PIP) coverage which pays for medical expenses resulting from injuries sustained in an accident, regardless of who was at fault.